We always use Atlas Direct and find their prices really competitive.
Just wondered if anyone had any others i could get quotes from although the way i look at it you dont really know how good your insurance is until you have to use it/make a claim
I have just done my stepsons insurance for 2 weeks in Salou for £11.00 which is a good price but now have to do ours for September

Hi Tracey,

I usually do a search on here https://www.moneysupermarket.com/travel-insurance/search?hp1.x=126&hp1.y=26.

I enter my details and see what the quotes are like, I usually pay a slightly higher premium for the policies withy better levels of cover.

I am with Flexicoverdirect they had the best price for the level of cover I wanted but as you said you never know how good their level of service is until you have a claim, which luckilly we haven't

I agree,with Atlas i normally select "gold" cover and the prices are good and like you we have never had to use it yet,we have also renewed our Health Cards this year.
I will have a look now at Flexi Cover to check like for like policys.

I have been with Direct Travel Insurance for over 15 years.I have an Annual Policy though they do Single Trip policies.Our premiums went up quite steeply when we both passed age 65 (most insurers cane us Silvertops) but I have stayed loyal to them.In our time with them I have had 2 claims both were for Holiday Cancellations.One through the death of a close family member (my Mum) and the other through illness (I had to have an urgent knee op).They settled both claims without quibble once I produced the requested proofs.I cannot recommend them highly enough.Not to be confused with Direct Line.They do business by telephone.No branches.

Thanks WS,I will look at them as well.

I had an annual policy with Direct one year as well but found the premiiums to renew were a bit steep.

I tend to find when my annual policy is due for renewal I will get a renewal offer claiming to save 30% or so but always find it is cheaper to get the same insurance with the same level of cover by going online and getting a new quote.

Once my annual policy expires at the end of the year I intend to take up an offer from my bank. For a fee of £10 a month (normally £12.50 for new customers) they provide these benefits


Holidays – annual worldwide* family multi-trip travel insurance for you and your family, including winter sports

Car – breakdown cover, even if your car won’t start at home

Mobiles and gadgets – cover for up to three gadgets, including phones, cameras, MP3 players and more

Identity Protection Alert – insurance to help prevent and deal with the effects of fraud and identity theft

Exclusive discounts – access to our exclusive rewards website for discounts on travel, leisure and high street shopping

Lots more – preferential rates on our linked Signature Savings Account and a discount on our standard rate for arranged overdrafts


Many banks do similar offers and may be worth looking into.

Just got a really good quote from atlas so thanks !!

Hi WritingBug,

Yes i think for now we will stick with Atlas,they do have really good prices,lets hope we never have to claim!
You must be getting excited now,when do you go?

I use Money Supermarket for a search, then select from there, not the cheapest, that will normally come with a £200 excess fee, I look for about £50 excess if poss.

This year we paid £57 for annual worldwide multi trip cover, inc USA & Caribbean. Pretty good methinks

Yes Mark that's brilliant.

Hey Tracey

We go next wed - hope the sun is shining for us by the time we get out!! Can't wait...just got to start the packing this weekend.

Be so nice to get out there and chill out.

It's been a bit damp here in the hills above Soller Donkeys been complaining that the Torrent that runs by us is so noisy
he can't sleep at night. but the weather should be a lot better next week